Energy Lender (Full Time) - OKC, Expressway

External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application.

Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.

POSITION PURPOSE

Grow and retain profitable relationships. This is accomplished by focusing on the delivery of value-added solutions to our clients and prospects that will help them reach their goals and maximize our revenues over the life of the relationship. Will be a fully experienced, qualified relationship manager capable of independent activity. Will have proven client relationship skills, as well as extensive product knowledge, technical expertise, and strong transaction execution skills. Credit process management is a critical component of the job. Performance will be measured by effectiveness in many marketing areas, including but not limited to calling activity, proposal generation, revenue generation, risk mitigation, ability to build successful relationships, and propensity to help build the franchise for the long term. Will also seek opportunities to cross sell into every relationship and anticipate the future needs of the client. Specific to this position is the expectation of 5+ years of lending experience in the oil and gas industry, primarily with operating companies and royalty and working interest investors.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

• Solicit commercial clients; aggressively seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts. Lender needs to be familiar with energy industry and comfortable calling on businesses within this industry.
• Obtaining and maintaining COI’s and attending various networking events in the assigned geographic area.
• Requires skills and experience loan structuring and credit analysis.
• Generating a variety of energy related loans, both service company as well as reserve-based loans
• Generating a wide variety of commercial and real estate loans.
• Closing loans typically in the $1 million to $10 million range.
• Contributes to deposit growth by cross selling and promoting additional banking products
• Other duties as assigned.

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QUALIFICATIONS
EDUCATION/CERTIFICATION: Bachelor’s degree in banking, finance or other related field is preferred
EXPERIENCE REQUIRED: Formally credit trained and /or underwriting knowledge and experience is preferred Typically, a minimum of seven years direct lending or credit support related experience with focus on business relationships
KNOWLEDGE REQUIRED: Familiarity of the sales, loan processing and closing processes Extensive knowledge of Commercial Banking products and services including working knowledge of C & I, Energy loans, as well as Owner-Occupied and Investment Commercial Real Estate loans
SKILLS/ABILITIES: Ability to expand loans, client relationships and cross sell bank products Must have good interpersonal and communication skills and proven track record of business development
Monday - Friday: 8:00AM - 5:00PM