Claims Specialist

The Beacon Mutual Insurance Company

Date: 5 hours ago
City: Warwick, Rhode Island
Contract type: Full time
Job Details

Description

What You’ll Do:

Investigation & Compensability

Conduct thorough investigations and determine compensability on claims with uncertain or questionable factors

Leverage additional investigative resources when needed

Resolution Strategy

Design and implement strategies for optimal claim resolution

Weigh options and consult your manager when necessary to determine the best course of action

Disability & Medical Management

Proactively return injured workers to safe, appropriate work

Ensure medical treatment is appropriate and causally related to the accepted injury

Use your knowledge of medical terminology and procedures to engage resources when necessary

Settlement & Litigation

Evaluate and negotiate moderate dispute claims to settlement

Handle litigated claims with minor issues and consult on litigation strategy as needed

Compliance & Financial Management

Follow Claims Quality Guidelines, handling instructions, and all applicable regulations

Maintain required licenses in good standing

Accurately reserve and issue timely payments, projecting benefits including scarring and loss of use

Consider Medicare and other exposures early in the life of the claim

What You’ll Bring

Bachelor’s degree or 3–5 years of relevant workers’ compensation claims experience

Understanding of WC law, claim procedures, and medical treatment guidelines

Tech-savvy with proficiency in Microsoft Office Suite

Strong communication and decision-making skills

Empathy, professionalism, and a customer-first mindset

Why Work Here

  • Competitive Salary along with a broad range of compensation initiatives.
  • Comprehensive health plans, life insurance, and wellness programs.
  • Generous vacation time, plus telecommuting and flexible schedule options.
  • Retirement savings plan and 401(k) educational programs.
  • Access to learning and development opportunities for professional growth.
  • A friendly and supportive atmosphere where teamwork and knowledge sharing are prioritized.
  • Work-family balance supported through flexible arrangements.
  • Dedication to the health and wellness of our employees—Beacon is a proud recipient of multiple Worksite Wellness Awards.
  • Beacon is an equal opportunity employer. We believe that fostering a lasting culture of inclusion and belonging is the most effective way to attract, develop, and retain a diverse workforce.
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