Financial Intelligence Analyst I
Lensa
Date: 8 hours ago
City: Kansas City, Missouri
Contract type: Full time
Lensa partners with DirectEmployers to promote this job for Dickinson Financial Corporation.
Summary
Financial Intelligence Analyst I will work semi-independently under the direction of the Physical Security & Investigations Manager and is responsible for the ongoing review of daily responsibilities focused on new account review, large check deposit review, Zelle investigations, fraudulent activity claims from clients to include wire transfers, etc. This position requires an understanding of all aspects of large item review and returned deposit items processes and risks. Must have a strong working knowledge of our Digital products and the research tools offered through Q2. This position will serve as back-up to the FIU Alert Analysts 1 & 2 on BSA/AML/Fraud system-generated alerts, reviewing all alerts and evaluate any contributing evidence taking immediate action to mitigate bank losses through account/access restrictions and case escalation. The Financial Intelligence Analyst I will also serve as a resource for front line personnel assistance as well as a second line of defense in mitigating and preventing fraud relating to checks and other account activities. The Financial Intelligence Analyst I will conduct all referral investigations with a sense of urgency and with the intent of preventing known or potential losses, recover incurred losses and/or refer matters to appropriate parties for immediate action.
Responsibilities
The work environment is typical of a standard office or retail banking setting. The position is sedentary, involving sitting most of the workday; however, the position will involve moving about the workspace to reach entrances/exits, restrooms, conference rooms, or other areas within the work environment. Reaching may be required involving the ability to move arms in any direction. Office equipment, such as a computer and telephone, will be used requiring the ability to manipulate a keyboard, mouse, and/or keypad. The ability to decipher a computer screen or written documents is necessary. The ability to express or exchange ideas; impart information to clients, coworkers, or the public; or to convey detailed or important instructions; is required. The ability to receive and understand detailed information shared through oral or written communication is required.
Benefits
Full‐time associates are eligible for our benefits package:
Equal Opportunity Employer/Disabled/Veterans
Academy Bank and Armed Forces Bank provides equal employment opportunities to applicants and employees without regard to race, color, religion, sex, national origin, protected veteran status, disability. Academy Bank and Armed Forces Bank provides affirmative action data on protected veteran status or disability. If you need an accommodation for any part of the employment process, please email [email protected]
If you have questions about this posting, please contact [email protected]
Summary
Financial Intelligence Analyst I will work semi-independently under the direction of the Physical Security & Investigations Manager and is responsible for the ongoing review of daily responsibilities focused on new account review, large check deposit review, Zelle investigations, fraudulent activity claims from clients to include wire transfers, etc. This position requires an understanding of all aspects of large item review and returned deposit items processes and risks. Must have a strong working knowledge of our Digital products and the research tools offered through Q2. This position will serve as back-up to the FIU Alert Analysts 1 & 2 on BSA/AML/Fraud system-generated alerts, reviewing all alerts and evaluate any contributing evidence taking immediate action to mitigate bank losses through account/access restrictions and case escalation. The Financial Intelligence Analyst I will also serve as a resource for front line personnel assistance as well as a second line of defense in mitigating and preventing fraud relating to checks and other account activities. The Financial Intelligence Analyst I will conduct all referral investigations with a sense of urgency and with the intent of preventing known or potential losses, recover incurred losses and/or refer matters to appropriate parties for immediate action.
Responsibilities
- Review transit check deposits daily to ensure endorsements, approvals and items are valid
- Review Zelle and TransferNow product reports for suspicious activity and take necessary action to protect the bank and its clients.
- Restrict accounts, online access, and debit/credit cards as needed.
- Notate through addendums and warnings on client portfolios & accounts.
- Document decisions accurately in the bank’s case management system.
- Assist branch personnel in verifying checks presented for deposit by clients.
- Answer phone calls and respond verbally or in writing to other forms of inquiry.
- Respond to calls from Law Enforcement, courts, and attorneys as well as other banks as necessary to complete thorough reviews or for case management purposes.
- Review new and existing relationships or examine and analyze activity to identify and mitigate fraud.
- Review CCTV records to identify witnesses and potential suspects.
- Assess probability of recovery and/or restitution.
- Attempt recovery through account offset, charge off and collection, or court ordered restitution.
- Subpoena research as assigned by the Legal Department.
- Reg E claim research as assigned by the Dispute Resolution Department.
- Actively participate in career development, 1:1's, department meetings and complete other specified duties related to bank compliance as may be assigned.
- Conduct all duties in compliance with applicable laws, regulations, and Bank policies and procedures.
- Contact branch associates and other business units for clarification of client activity, as needed, while maintaining client information in complete confidence.
- Protect all client and bank information confidentially and follow all company policies.
- Understand, communicate, and instill the Company’s mission, vision, and values (Pillars of Success).
- Complete monthly training in a timely manner to ensure knowledge of bank regulatory requirements, policies, and procedures.
- Working at the worksite during regular business hours and/or assigned hours.
- Other specified duties as assigned.
- Ability to identify potentially suspicious client activity.
- Excellent interpersonal, oral, and written communication skills.
- Excellent time management skills with the ability to work both independently and as a member of a team.
- Focus, attention to detail, problem-solving skills, and a strong attitude in favor of high-quality work.
- Proficient in Microsoft Word and Excel.
- Self-motivated and results oriented.
- Good understanding of banking or financial business operations and systems.
- Ability to be adaptable and flexible while responding to deadlines on assignments and workflow fluctuations in a multi-task, high-volume environment.
- Ability to establish working relationships with branch associates and other business units as well as maintain effective working relationships externally.
- Ability to handle confidential information in a mature and professional manner.
- High school diploma or equivalent
- With two to three years of overall banking experience, preferably in account opening or transaction processing.
- One year of investigation experience in fraud, BSA/AML, or bank compliance, preferred.
The work environment is typical of a standard office or retail banking setting. The position is sedentary, involving sitting most of the workday; however, the position will involve moving about the workspace to reach entrances/exits, restrooms, conference rooms, or other areas within the work environment. Reaching may be required involving the ability to move arms in any direction. Office equipment, such as a computer and telephone, will be used requiring the ability to manipulate a keyboard, mouse, and/or keypad. The ability to decipher a computer screen or written documents is necessary. The ability to express or exchange ideas; impart information to clients, coworkers, or the public; or to convey detailed or important instructions; is required. The ability to receive and understand detailed information shared through oral or written communication is required.
Benefits
Full‐time associates are eligible for our benefits package:
- Medical
- Dental
- Vision
- 401(k) plan
- Company paid life insurance
- Short and Long-term disability insurance
- Company paid vacation, paid leave and holidays
Equal Opportunity Employer/Disabled/Veterans
Academy Bank and Armed Forces Bank provides equal employment opportunities to applicants and employees without regard to race, color, religion, sex, national origin, protected veteran status, disability. Academy Bank and Armed Forces Bank provides affirmative action data on protected veteran status or disability. If you need an accommodation for any part of the employment process, please email [email protected]
If you have questions about this posting, please contact [email protected]
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