Jr Mortgage Post Closer

Job Description Summary

Execute standard banking transactions for specific units or operating/processing departments in accordance with administrative and operational processes. Process a range of specialized and non-standard and non-standard transactions that usually require some research or Investigation.

Responsibilities

Job Description

• Fundamental concepts, principles and practices used in the mortgage industry, particularly with Post-Closing process to include Fannie Mae, Retail, Bond, FHA and VA as they relate to Post Closing.
• Strong working knowledge of Excel for pipeline reporting, including data tracking, status updates, filtering, and conditional formatting.
• Proficient in merging, sorting, and deleting pages within PDFs to assemble and organize document packages efficiently.
• Capable of managing inboxes and calendars in a professional setting, including use of rules, categories, and scheduling tools. Proficient in email organization and meeting coordination across teams. Familiar with integrating Outlook tasks and flags for tracking follow-ups and deadlines
• Manage the post-closing process by preparing and shipping completed loan packages to Servicers and Investors in accordance with regulatory and investor guidelines. Review executed closing documents for accuracy, completeness, and compliance, identifying any discrepancies or omissions within the final package.
• Conduct thorough review of original recorded mortgage documents and final lender’s title policies to ensure accuracy, completeness, and compliance with investor and regulatory standards. Perform timely follow-up with title companies to resolve outstanding documentation issues or obtain missing items. Maintain meticulous records of document tracking, exceptions, and resolution activities to support post-closing quality control and loan salability.
  
  

Skills

• Supports business processes with guidance but not constant supervision by understanding and effectively using standard office equipment and standard software packages.
• Uses clear and effective verbal communications skills with guidance (but not constant supervision) to express ideas, request actions and formulate plans or policies.
• Works with guidance (but not constant supervision) to plan, organize, prioritize and oversee activities to efficiently meet business objectives.
• Works with guidance (but not constant supervision) to develop appropriate plans or perform necessary actions based on recommendations and requirements.
• Works under guidance (but not constant supervision) to analyze data trends for use in reports to help guide decision making.
• Uses an understanding of numerical concepts to perform mathematical operations such as report analysis with guidance (but not constant supervision).
• Works with guidance (but not constant supervision) to select, deploy and get the best results from the most appropriate office system.
• Works with guidance (but not constant supervision) to develop, monitor, interpret and understand policies and procedures, while making sure they match organizational strategies and objectives.
  
  

Education

Work Experience

General Experience - 7 to 12 months

Certifications

Travel

Less than 25%

Workstyle

Hybrid

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.

We Expect Our Associates At All Levels To

• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm
  
  

At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.