Senior Mortgage Processor

Independence Home Loans

Senior Mortgage Processor | Remote | Direct Lender

Are you an experienced mortgage processor who thrives in a fast-paced, remote environment and takes pride in closing loans efficiently? We're a direct lender looking for a seasoned pro to join our growing team!

About the Role

As a Senior Mortgage Processor, you'll own the loan file from submission to closing — managing pipeline, coordinating with borrowers, loan officers, underwriters, and third parties to keep everything moving. This is a per-file compensation role, so your earning potential is directly tied to your output and efficiency.

What You'll Do

  • Process a high-volume pipeline of Conventional, FHA, VA, and HELOC loans from start to finish
  • Review and verify loan applications, income, assets, credit, and title documentation
  • Order and manage appraisals, title, flood certs, and all third-party services
  • Communicate proactively with borrowers and loan officers on file status and outstanding conditions
  • Submit complete, well-organized loan packages to underwriting and clear conditions efficiently
  • Ensure compliance with all federal, state, and investor guidelines throughout the process
  • Prepare closing docs for escrow for notary signings

What We're Looking For

  • 5+ years of mortgage processing experience with a direct lender or mortgage broker
  • Strong working knowledge of Conventional, FHA, VA, USDA, and HELOC guidelines
  • Proficiency in Encompass (ICE Mortgage Technology)
  • Ability to manage a full pipeline independently in a remote setting
  • Sharp attention to detail, strong communication skills, and a sense of urgency
  • Self-motivated with excellent time management — you don't need someone looking over your shoulder

Why Join Us

  • 100% remote — work from anywhere!
  • Per-file compensation — the harder you work, the more you earn!
  • Unlimited inbound calls to our loan officers to keep your pipeline full for closing!
  • Supportive team culture with the tools and tech you need to succeed!

Ready to take your processing career to the next level? Apply now or send your resume directly to ***email_hidden***.